2nd Home/Vacation Property
We offer programs for our potential clients that are looking to purchase/refinance a 2nd home or vacation home.
If purchasing a 2nd home or vacation home we have programs where you may qualify with as little as 10% down of the sales price for the down payment.
If refinancing a 2nd home or vacation home you may be eligible to refinance into a lower rate or shorter term with no appraisal required (no equity required) (HARP PROGRAM).
You may qualify for a 2nd home/vacation home with as low as a 620 middle credit score.
**If your credit score is lower than required for this program check out our credit rescore program where we may be able to raise your credit score within a few business days.