Veterans “VA”

For our Veterans we offer VA loan programs.

  • VA loans can be used for Purchases or Refinancing.
  • VA loans require no down payment towards the purchase price.
  • VA loans don't charge any type of monthly PMI (Private Mortgage Insurance).
  • VA loans have no prepayment penalty. Loan can be paid off at anytime without paying a penalty.
  • VA loans offer fixed rates and ARM's (Adjustable Rate Mortgages).
  • Reservist and National Guard clients are also eligible to look into getting a VA loan.
  • Spouses for deceased Veterans may also be eligible for VA loans.
  • If you had a VA loan previously you may still qualify for a VA loan now. We would need to pull the Certificate of Eligibility form for our client to determine if client is eligible for a VA loan.
  • VA allows middle credit scores as low as 600.
  • VA allows borrowers to get financed that have had a chapter 7 bankruptcy that has discharged 2yrs ago or older.
  • VA allows borrowers to get financed that have had a chapter 13 bankruptcy that has discharged 1 day provided there were 12 months of on time payments made in the chapter 13.
  • VA allows borrowers to get financed that have had either a short sale or foreclosure that is 2 yrs old or older.

**If your credit score is lower than required for this program check out our credit rescore program where we may be able to raise your credit score within a few business days.